The police do not determine the responsibility; This is determined in part by insurance companies. If you deem it necessary, it can be challenged in the Alberta Provincial Court. If the police file a complaint following the collision, it is not necessarily the cause of the collision. Contact and insurance information should be shared with all other parties involved. Collect information about the collision and, if possible, photograph. Please note that this information is not a legal document and does not change or replace your car insurance. More information about your particular situation is provided by your insurance agent, broker or business representative. This information was last updated on December 17, 2010 to reflect an increase in the collision damage notification threshold from $1,000 to $2,000, effective January 1, 2011 (see newsletter). The following provisions apply to all collisions that occurred in Quebec as of January 1, 1997, including: summary, collision worksheet form, recall notes and steps to follow after a motor vehicle collision. If the other driver is the cause of the collision, you have two options: damage or claims that occur during unfeasance use must be reported to the employee`s own auto insurance. If the employee does not have his or her own auto insurance (i.e. has no other vehicle), the employee must take out a separate rental contract for the non-professional part of the trip and purchase insurance through the car rental service.
Employees who do not have a car and use only a courtesy/dealer or an assigned car should discuss with their insurance agent the owners about purchasing a « designated liability insurance » to ensure responsible insurance for the use of non-persons. After reporting the collision to the police, let your insurance inform your insurance as soon as possible, regardless of the driver responsible. Tell them the details of the collision, including any injuries and damage to vehicles or properties. You may have difficulty processing a right if you speak to your insurer late or if you keep data. If your claim is valid, your insurance company must charge it within the time frame specified in your policy. In the United States, physical damage coverage is provided for all university-owned vehicles, rented and leased vehicles.